On Binance P2P you pay another user in rupees through Easypaisa, Raast or a bank transfer, and Binance holds their USDT in escrow until they confirm your payment arrived. Open P2P, choose Buy, USDT and PKR, filter by your payment method, pick a seller with a long record, pay the exact amount shown in the order from your own account, then tap Transferred, Notify Seller. The price moves through the day; our live USDT to PKR page shows the best price from sellers with a solid record and how far it sits above the dollar rate (about 2.4% on 6 October 2026).
What Binance P2P requires before you buy
You need a Binance account with identity verification done; P2P stays locked until then. If you haven't opened one, our Binance sign-up guide covers the ID check and the security settings to switch on first. A referral code can only be added while the account is being opened, not afterwards.
You also need a payment account in your own name. Sellers are told to refuse payments from third parties, and paying from someone else's account is the easiest way to end up in a dispute.
Easypaisa, Raast or bank transfer, and why not JazzCash
For rupees, Binance P2P lists Easypaisa, bank transfer, Raast, NayaPay, SadaPay and Meezan Bank among others. JazzCash isn't on Binance's list of payment methods for PKR (we checked on 6 October 2026), so an ad that mentions JazzCash in its text isn't using a supported method, and a payment there isn't covered by the order.
| If you pay with | What to know |
|---|---|
| Easypaisa | In the screenshot above, the top ads capped orders at between about 3,700 and 11,000 rupees, so it suits small amounts; your wallet's own limits also apply |
| Raast | The State Bank's instant payment system, bank to bank |
| Bank transfer | Covers IBFT and other transfers; larger ads usually accept it |
| NayaPay or SadaPay | On 6 October 2026 their best prices were about 0.3 to 0.5 rupees above bank transfer |
| Meezan Bank | For ads that want a Meezan account specifically |
On 6 October 2026 the best reliable prices across these methods were within about half a rupee of each other, so pick the method you already use rather than chasing a few paisa.
How to buy USDT on Binance P2P in Pakistan, step by step
- In the Binance app, tap Add Funds, then P2P Trading (on the website, open P2P). Choose Buy, USDT, currency PKR, and filter by your payment method.
- Pick a seller. Look past the price at their order count and completion rate, and check that your amount sits inside the ad's limits.
- Enter the amount in rupees and place the order. The seller's USDT is now locked in escrow.
- Pay the exact amount to the account details shown inside the order, from your own account. Don't round it, and don't add notes like "crypto" or "USDT" unless the seller's terms ask for a reference.
- Only after the money has left your account, tap Transferred, Notify Seller. Tapping it before you've paid breaks Binance's P2P rules, and Binance says the account can be suspended for it.
- Wait for the seller to release. When they do, the USDT lands in your Spot account, ready to trade. Older guides say the Funding wallet: since 29 September 2026 Binance has been moving crypto out of Funding into Spot.
Seller not releasing USDT after you paid
Remind the seller in the order chat first. If the payment window passes and nothing is released, open an appeal from the order page and upload your payment receipt. What to upload and what support decides are in how to appeal a Binance P2P order.
Don't cancel an order you've already paid. Cancelling sends the escrowed USDT back to the seller, and your rupees then have to be recovered through an appeal. Binance also suspends buying for the rest of the day after three cancelled orders.
Choosing a safe seller on Binance P2P
Our live page leaves out advertisers with fewer than 30 completed orders in 30 days or a completion rate under 95%, because the best-looking prices often come from them. When we checked on 25 September 2026, the highest offers to buy USDT from Pakistani sellers came from accounts with 0 and 14 orders that month, several rupees above everyone else. An unusually generous price from a near-new account is a warning sign, not a bargain.
Walk away from:
- a seller who asks you to pay a different account from the one in the order
- any request to move the conversation to WhatsApp or Telegram
- pressure to mark the order as paid before you've actually paid
Selling USDT for PKR safely
Selling works the same way in reverse, with one rule above all: don't release your USDT until the rupees are in your account, checked in your own banking app, not a screenshot. Fake payment screenshots are the most common P2P scam in both directions. Today's selling price is on the live page too.
Is Binance legal in Pakistan in 2026?
Pakistan passed the Virtual Assets Act in 2026, and the Pakistan Virtual Assets Regulatory Authority (PVARA) now licenses crypto service providers. PVARA issued Binance a no-objection certificate in December 2025, a step towards a licence rather than the licence itself, and in April 2026 the State Bank allowed banks to serve PVARA-licensed firms. Using P2P as an individual isn't banned, but the rules are still settling; PVARA posts its decisions on its news page.
Gains are taxable under the Income Tax Ordinance even though it has no crypto-specific section; our Pakistan crypto tax page explains how.